Archive for April, 2008

reducing credit card debt

The unequal credit crunch
When the banking system imploded in September 2008, commentators immediately feared that the result would be a credit crunch, leading to a major downturn in gross domestic product (GDP) and a rise in unemployment.
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800 credit card debt

Should I consolidate my credit card debt?

I have about 30K in credit card debt and I have good credit. My payments are about $800.00 a month and I want to eliminate my debt fast. Should I consolidate my credit card debt, or will that ruin my credit? I appreciate your help.

There are actually [...]

negotiate credit card debt

It is truly sad that more people are not aware that it is very possible to settle credit card debt personally without ever having to deal with a legal representative. If the credit companies that you owe money to decide to take legal action against you, they will charge you with their no doubt costly [...]

get out of credit card debt

If I put all of my student loan debt on a credit card, could I cancel this out by declaring bankruptcy?

I currently owe $45,000 in student loans and I am having a hard time paying them off. The loans are private (sallie mae) and I am not elligible for consolidating them via federal loans since [...]

credit card debt programs

What is the best option for credit card debt??

What do you think is the best way to clear up Credit Card dept??? Paying each debt individually with minimum payment every month?? Which is all I can afford. Filing bankruptcy??? Settling out??? Signing up for a debt management program??

Your Best Tool for Debt Reduction
If you want [...]