credit card debt services

services that help u out of credit card debt? how much?
these phone #’s that help you manage your credit card debt, how much do they charge? is it worth it or should u just try to manage your own affairs?
There is one that is recommended by the Consumer Action Handbook Consumer Credit Counseling Services. They are the oldest non profit credit counseling service in the Country.
I used them several years ago and they worked with my creditors to lower both my monthly payments and interest rate. I was debt free in 36-months.
You can contact them at 1-800-388-2227.