help with credit card debt
i paid off my credit card debt and cancelled the credit card and they are still charging me?
i had a small debt of $91.33 which is big to me because i am a high school student and i only have a part time job. so my bank is Wells Fargo and i had a debt with them for $91.33 i paid in cash to get that off and clear my name off the credit burou thing and i told them in person to CANCEL my card i do not want to use it anymore…and i also tore up the card and trew it away…now they are charging my overdraft fees and it is back up in the negative place again it is -$59.88 i am getting sick of this but i also need help what should i do?
Credit cards do not have overdraft fees. Is this a debit card that withdraws the money from a checking account? If so, you may have charged something before tearing up the card that didn’t clear your account until later. You can ask for a statement of charges (or wait until the regular statement comes out, but sooner is better when disputing charges) and verify that you made the charge or dispute that it was not made by you. If it was not made by you, they should remove the charge. You may have to request separately that they remove any overdraft charges if they don’t do it along with the other charge.
