irs credit card debt

i am searching for a personal loan or a credit card but i have a high debt to income ratio.?
Does anyone know of a loan company or a credit card company that specializes in that kind of loan. My credit score is about 680. I make about 70000 a year but my check only shows about 30000 so i need a company that doesnt check income or understands that i am on i tip compliance with the irs.
Why would you need a personal loan when you make that kind of money?
Anyway, good luck with finding someone to loan money to you. If you cannot verify your income either by your tax forms or W2 then they will not loan to you (seems like youre looking for a big amount).